You are refunded in full, automatically, the moment the window passes without a call.
No. Everything happens in your browser, on your phone or computer.
Yes, at the same rate. The artist can decline without ending your call.
Instantly to their debit card the second a call ends, via Stripe. Artists keep 80%.
Always. The call happens inside Pay Phone; no one gets your number.
This is placeholder copy for the mockup. Final legal text comes from counsel before launch.